I understand that purchasing a luxury home in a high-cost area is one of your life's biggest investments. As a jumbo loan mortgage officer, I specialize in tailored jumbo mortgages that fit your unique financial needs, surpassing conventional limits. Whether you're buying your first high-end property or refinancing, I'll guide you every step of the way with expert support. Let's explore our competitive rates and flexible terms to make your premium homeownership dream a reality.
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Got questions? I'm here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. SG is ready to guide you every step of the way!
I'm more than just a jumbo loan lender—I'm your dedicated partner in achieving premium homeownership. I work closely with you to understand your goals and deliver tailored jumbo mortgage solutions that align with your sophisticated lifestyle and financial profile. From first-time luxury buyers to seasoned high-end homeowners, I'm here to provide expert guidance, support, and insights every step of the way.
I'll simplify the journey to homeownership. I'm here to guide you through every step, providing expert advice and personalized support. Together, we’ll turn your dream of owning a home into reality!
Personalized mortgage solutions tailored to your needs.
Expert guidance throughout the entire buying process.
Competitive rates to help you save on your investment.
I've streamlined the mortgage process to make your homeownership dreams a reality. Tailored solutions and expert support will ensure a smooth journey, empowering you to achieve your goals with confidence.
Home purchase loans cover financing for primary residences, second homes, and investment properties, helping you achieve homeownership or expand your real estate portfolio with tailored options.
Primary Residence: Secure funding for your special place you'll call home.
Second Home: Financing options on vacation or secondary properties for personal use.
Investment Properties: Financing options for full-time rental properties, Airbnb's, and even flip opportunities to build wealth.
First Time Buyer Programs
For qualified properties and applicants, down payment assistance, grants, and low down payment options are available.
Refinance loans allow you to replace your current mortgage with a new one, potentially lowering rates, adjusting terms, or accessing equity for financial flexibility.
Lower Rates: Reduce monthly payments with a variety of loan products and interest rates.
Cash-Out Options: Tap into home equity for renovations or debt consolidation.
Streamlined Process: Simplify your loan structure with expert guidance.
Home equity lines of credit (HELOCs) offer revolving access to funds based on your home's equity, providing flexible borrowing for home improvements, education, or other needs.
Flexible Access: Draw funds as needed with variable rates.
Competitive Terms: Benefit from lower rates tied to your equity.
Draw Out Equity: An excellent option to draw out equity for home improvements and or debt consolidation without touching your low rate fixed mortgage.
Expert Support: Guidance on usage and repayment throughout the process.
Consultation
Discuss your needs and financial goals with Sean.
Application
Complete a simple application to start the financing process.
Closing
Finalize your mortgage and receive the keys to your new home!
A fixed-rate mortgage has a constant interest rate throughout the loan term. In contrast, an adjustable-rate mortgage (ARM) has an interest rate that is fixed for either 5, 7, or 10 years and then adjusts annually on the anniversary of the loan's initial start date.
Your borrowing capacity depends on various factors, including your income, credit score, assets, and equity along with the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.
You’ll need to provide proof of income consisting of W2's, paystubs, sometimes tax returns, bank statements, identification, and information about your overall and asset profile. Our experts will guide you on the specific documents required for your personally tailored application.
The mortgage approval process can vary based on several factors, including the type of loan you are seeking and your overall financial profile. Generally, it can take anywhere from a few days to a few weeks. SG will strive to make the process as quick and efficient as possible.